The Christmas season is mostly over (though I'm sure we'll leave the decorations up for a little while longer so Dessa can continue to enjoy them) and we are looking ahead to the New Year. We always use this time to reflect on the past twelve months and to focus on our goals for … [Read more...]
Ringing in the Holidays with a Huge Home Expense
Remember a couple months ago when Maria and I gushed about how great it was to have sinking funds when we were buying our new minivan? We've been following along with Dave Ramsey's financial plan and slowly working our way through the Baby Steps, using the tools Dave lays out to … [Read more...]
Let’s Talk about Credit Scores and Mortgages
When we shared our blog post on Seven Extravagances We Live Without, we received so much great feedback from our readers. There were many helpful comments and great perspectives to consider, but the biggest discussion was about not having a credit card and building credit … [Read more...]
I Was Broke, Too – A Look at my Early Finances
I know how crazy it is to look at Rob and my success at paying off our debt, to watch the video of our Debt Free Scream on the Dave Ramsey show, and to listen to us talk about how we paid off $250,000 worth of debt in 13 months time. I also know how easy it is to look at our … [Read more...]
How We Screamed Our Way through the Dave Ramsey Show
Monday was the day Maria and I have been waiting for. The day we got to go on the Dave Ramsey Show and do our Debt Free Scream! We practiced on our drive down to our long weekend in Nashville and again in the space of our rented bungalow in East Nashville (that time with Maria's … [Read more...]
Our Budget After Going Debt Free
Let me tell you something: paying off my student loans was a huge weight off of Maria's and my shoulders. It was our overriding financial goal for almost our entire relationship. We weren't saving any money and we kept our discretionary expenses in our monthly budget to a … [Read more...]
We are Finally Debt Free!
Maria and I have been working our butts off to pay off my $180,000 in student loans early and we are so happy to announce that we did it! WE ARE FINALLY DEBT FREE! We began our journey out of debt last summer, shortly after we were engaged. We invested in Dave Ramsey's … [Read more...]
Our Patriotic Debt Reduction
This Independence Day, Rob and I had plans to celebrate with family, but first we had one small, but important item to cross off our to-do list: updating our debt payoff chart! As planned, we waited until the most of the dust from our wedding expenses had settled, then we made a … [Read more...]
Why We Love Financial Peace University
Maria and I have talked a lot about our debt and how Dave Ramsey and Financial Peace University helped us put together our plan to get out of debt and manage our money together. But we have not really talked about what Financial Peace University is or why we love it so … [Read more...]
